We recognize that a checking account is central to your banking needs, and we've made sure our checking accounts are as easy and convenient as possible.

A checking account is a necessity today, and Kennebec Savings Bank's personal checking account offers many great customer benefits; in fact, we think they are the best deal in town.

Kennebec Savings Bank's interest-bearing checking accounts require an opening minimum deposit of $100 and earn interest as long as the average daily balance in the account is over $750. Interest is compounded daily and credited to the account monthly.

There is no monthly service fee!

Interest-bearing checking accounts allow you to conduct transactions outside of the Bank with the Bank's Debit MasterCard. This gives you 24-hour access to your account free of charge (withdrawal limit through an ATM is a maximum of $500 per day) at any of Kennebec Savings Bank's ATMs. This card is accepted at nearly every ATM nationwide and any place that accepts MasterCard debit cards, and has a purchase limit of $2,500.00 a day.

New Statements

Through the rest of the year, we will be unveiling a new look and format to our statements and notices, including our checking account statements. We hope you enjoy the fresh new appearance – they are now easier to read, more consistent, and they make it easier for us to communicate with you, with dedicated space for announcements and other messages.

Missing the old check reconciliation section of your statement? Click here for a statement reconciliation page for you to print for your own personal use.