Checking

We recognize that a checking account is central to your banking needs, and we've made sure our checking accounts are as easy and convenient as possible.

A checking account is a necessity today, and Kennebec Savings Bank's personal checking account offers many great customer benefits; in fact, we think they are the best deal in town.

Kennebec Savings Bank's interest-bearing checking accounts require an opening minimum deposit of $100 and earn interest as long as the average daily balance in the account is over $750. Interest is compounded daily and credited to the account monthly.

There is no monthly service fee!

Interest-bearing checking accounts allow you to conduct transactions outside of the Bank with the Bank's Debit MasterCard. This gives you 24-hour access to your account free of charge (withdrawal limit through an ATM is a maximum of $500 per day) at any of Kennebec Savings Bank's ATMs. This card is accepted at nearly every ATM nationwide and any place that accepts MasterCard debit cards, and has a purchase limit of $2,500.00 a day.

The monthly account statement you receive will provide you with all the information you need to reconcile your account. The detailed statement includes all automatic or Debit MasterCard transactions, a record of interest earned and all checks paid (listed in numerical order, so you do not even have to sort through your canceled checks!).