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We understand the sensitive nature of your financial records, and that’s why we think it’s important that you are confident in our security standards. We have several measures in place that work together to create a safe environment for your financial information. To help explain how our account access is secure, let’s look at how it works.

Security at your computer

The first step in preserving your identity is to take an active role in securing your personal information. It is recommended to access your account on a personal computer where no one else may have access to it without your permission. Your password should not be selected from obvious clues like the names of your children or pets. We also discourage you from saving passwords on your computer when the option is offered.

Securing data as it travels across "the Net"

Internet Banking is a very secure way to handle your online transactions. We only require that your web browser have 128-bit encryption capability, which most browsers already have. This will scramble your login information and prevent anyone from “eavesdropping” on your data as it travels between you and Kennebec Savings Bank’s Internet Banking Site. This type of software security protection is referred to as Secure Sockets Layer or SSL.

Dynamic Authentication

In addition to your personal password security, Kennebec Savings Bank provides extra security measures to protect you and your information with Dynamic Authentication.

Dynamic Authentication is a security process that strengthens the safeguards in place at log in by adding steps to verify your identity. Your Sign-On ID and Password are your first means of identification. When you first log in to Internet Banking, you will be required to select and answer five security questions that will be used as a second means of identification. You will also be required to enter a phone number, up to four in all, so we can reach you if the security questions fail.

If the system detects any unusual activity with your Kennebec Savings Bank Internet Banking access, you may be prompted to answer a few of your security questions to verify your identity.

 

System Requirements
Microsoft® Internet Explorer 5.0 or higher
AOL® 6 or higher
FireFox 1.0.7, Safari 1.0 and higher