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We understand the sensitive nature of your financial records, and that’s why we think it’s important that you are confident in our security standards. We have several measures in place that work together to create a safe environment for your financial information. To help explain how our account access is secure, let’s look at how it works.

Security at your computer

The first step in preserving your identity is to take an active role in securing your personal information. It is recommended to access your account on a personal computer where no one else may have access to it without your permission. Your password should not be selected from obvious clues like the names of your children or pets. We also discourage you from saving passwords on your computer when the option is offered.

Securing data as it travels across "the Net"

Internet Banking is a very secure way to handle your online transactions. We only require that your web browser have encryption capability, which most browsers already have. This will scramble your login information and prevent anyone from “eavesdropping” on your data as it travels between you and Kennebec Savings Bank’s Internet Banking Site. This type of software security protection is referred to as Secure Sockets Layer or SSL.

Two-Factor Authentication

In addition to your personal password security, Kennebec Savings Bank provides extra security measures to protect you and your information with Two-Factor Authentication.

Two-Factor Authentication is a security process requiring two means of identification. The two factors involved are something you know and something you have. Your Sign-on ID and Password are the something you know. After registering for Internet Banking, we will email you a unique matrix of numbers from which you will be asked to enter a different combination of values each time you sign on. This matrix will be the something you have.

With this constantly changing combination of numbers at sign-on, it is nearly impossible to sign on without having the matrix present at the time of log on, allowing you to rest easy knowing your security is in good hands.

 

System Requirements
Microsoft® Internet Explorer 5.0 or higher
Netscape Navigator® 4.3 or higher